Financial Strategies, Inc. (FSI) is a registerred investment adviser in the states of Maryland and Virginia and the District of Columbia. FSI or its employees and/or representatives will not render investment advice to any individual unless we are registerred or qualified for exclusion or exemption in their state of residence.

FSI's web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of FSI's web site on the Internet should not be construed by any consumer and/or prospective client as FSI's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by FSI with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.A copy of FSI's current written disclosure statement discussing FSIbusiness operations, services, and fees is available on this website under Resources/Client Forms/ADV. FSI does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to FSI's web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Inherent in any investment is the risk of loss up to total loss, prices will fluctuate, and dividends, rates of return and yields will change. Investment results cannot be predicted or projected and gain or income realized on past investments may not necessarily be an indicator of future results or be repeated in the future.